sikobaPay User Documentation

sikobaPay User Documentation

  • Mobile App Docs
  • Web App Docs

›Credit Lines

Getting Started

  • Welcome
  • Vocabulary

Authentication

  • Sign up
  • Phone number verification
  • Change password
  • Sign in
  • Register a new device
  • De-register device
  • Read-only mode

Main Screens

  • Balance screen
  • Menu screen

Connections

  • Connections screen
  • Add new connection

Credit Lines

  • Credit lines screen
  • Add new credit line

Conversion Permits

  • Set up conversion profile
  • Grant a conversion permit
  • Revoke a conversion permit

Payments

  • Make payment
  • Request payment
  • IOU settlement
  • Full IOU settlement
  • Partial IOU settlement

Settings

  • Settings screen
  • Change user preferences
  • Change phone number
  • Edit profile

QR Codes

  • QR codes
  • Find connection
  • Find credit line
  • Find IOU
  • Find user

Sikoba Tokens

  • Sikoba Tokens
Edit

Add new credit line

To add a new credit line:

  • Click on the plus icon button at the bottom of the credit lines screen.

add credit line

  • Then you can grant a credit line:

    • To a single user by choosing one of the existing connections you have

    add credit line

    • OR to multiple users by turning a switch to a Multiple user position and tapping checkboxes next to respective connections. In this case a credit line with the same parameters will be granted to all selected connections. Tap Next.

    add credit line

    Hint: a list of connections can be filtered by any searchable parameter.

  • Choose the currency in which you want to grant a credit line.

add credit line

  • Enter the credit line limit.

add credit line

  • Enter the time target.

add credit line

  • Enter the interest rate. This refers to an annualized interest rate.

add credit line

  • Enter a one-time fee amount in %. This is optional and should generally be set to 0%.

add credit line

  • Confirm the created credit line by pressing on the Confirm button.

add credit line add credit line

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